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VA Loans

What is a VA Loan?

VA Loans are government-backed loans that offer highly competitive interest rates, and there is little to no down payment required. All VA mortgages are backed by the US Department of Veterans Affairs and are available to qualified vets. If you are actively serving in the military, a veteran, or a veteran’s spouse, you may qualify.

What is a VA Fixed Rate Mortgage?
With a VA fixed-rate mortgage, your interest rate stays the same for the loan’s life (or term). The interest rate will not change.

Mortgage Knowledge Center
Understanding the Benefits of a VA Loan
How Does a VA Loan Work?

Mortgage Knowledge Center
VA Eligibility Step by Step
How to Get a VA Loan

Additional Resources
VA Eligibility Requirements
Obtaining Your Certificate of Eligibility

How Do I Get a VA Loan?

What you need to qualify:

  • Certificate of Eligibility (COE): Ensure you are eligible by obtaining a COE.
  • Veteran: You will need a copy of your discharge paperwork (DD214).
  • Enlisted Military: Obtain a statement of service signed by your commander or personnel officer.
  • Spouse: If you are the spouse of a service member that has died in the line of duty or because of a service-related injury, you will need a COE.

 

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